Invoice Finance is a form of commercial finance, whereby a business sells its accounts receivable (in the form of invoices) at a discount to the finance company. The debt is 'off balance sheet' and is therefore not considered as either equity or debt and therefore is more readily available than traditional Bank finance such as Overdrafts, loans and equity stake.

One of the real challenges faced by a growing business is the more they grow, the more cash they need to finance working capital, as growth often means more money is tied up in debtors, stock and work in progress and there is a limit to the extra credit that can be taken from suppliers.

Invoice Finance is often called Factoring, but Factoring is only one product available, there are many more and the best product can only be determined subject to the requirements of each business.

Products associated with Invoice Finance are;

• Factoring
• Invoice Discounting (Both confidential and disclosed)
• Asset Based Finance.
• Trade Finance
• Credit Insurance

If you are interested in any form of Invoice Finance please contact us for a confidential no obligation discussion on the options available to your business.